Eligibility & Terms

Understanding who qualifies and the conditions for support

Who is Eligible?

Active GGDS Members

You must be a registered and active member of Grand Granite Diaspora Sacco with up-to-date contributions to the Benevolent Fund.

Types of Support Covered

Funeral/Burial Assistance

  • • Death of a member
  • • Death of spouse
  • • Death of children (biological or legally adopted)
  • • Death of parents (member's or spouse's)

Hospitalization Support

  • • Member hospitalized for 5+ consecutive days
  • • Major surgical procedures
  • • ICU admission
  • • Chronic illness requiring extended treatment

Disability Support

  • • Permanent disability certified by a medical professional
  • • Loss of limb or eyesight
  • • Conditions preventing normal work activities
  • • One-time payment upon certification

Dependent Coverage

  • • Spouse (legally married)
  • • Children under 25 years
  • • Parents (biological or adoptive)
  • • Proof of relationship required

Conditions & Requirements

Contributing Member Status

Must have made consistent monthly contributions of KES 200 (or current rate) for at least 6 months before claiming.

Grace Period for New Members

New members must wait 6 months from their first contribution before becoming eligible to claim benefits.

Non-Refundable Contributions

All contributions to the Benevolent Fund are non-refundable and cannot be withdrawn for personal use.

Documentation Required

Valid supporting documents must be provided (death certificates, medical reports, marriage certificates, etc.).

Exclusions

Cases Not Covered

  • • Self-inflicted injuries or suicide
  • • Claims submitted more than 60 days after the event
  • • False or fraudulent claims
  • • Events occurring during membership suspension
  • • Cosmetic or elective procedures
  • • Outpatient treatments (except dialysis or chemotherapy)

Have Questions?

If you're unsure about your eligibility or need clarification on any terms, please don't hesitate to contact us.

Contact Us